Credit unions are not-for-profit cooperatives that are built to benefit members. They are similar to banks when it comes to products and services offered. Unlike banks, though, these financial institutions are actually owned by...
If you’ve never had a loan or used credit, the concept of interest can be confusing. The easiest way to think of interest is as money you are paying a lender to be able...
Credit unions have been around for about a century, but there are many who aren’t sure what they are. They became well-known in the 1920s when people needed easier access to loans. Credit unions...
January has passed and it’s likely your motivation to stick your New Year’s Resolution has too. But, there’s still plenty of time to do something productive this year! Anyone can improve their finances by...
When it comes to credit and your score, it can be easy to become confused. There are so many rules and regulations that come with building credit, it can be difficult to understand. Knowing...
When you need a loan, it can be stressful not to know what your options are. This is true whether the loan will help you pay off a debt, purchase a vehicle, or just...
A joint bank account allows two people to have equal access to one set of funds. Anyone can open this type of account including friends, family, and spouses. Before opening one at a credit...
It is more common than many think to have a bank account hacked. It’s as simple as sharing a password between your banking system and a social media account. Once a criminal has your...
There are many places that you can get a loan such as banks, finance companies, and online lenders. When searching for a lender, you should add credit unions to your list. Local institutions offer...
When you think of credit, you likely think of borrowing money from a lender or getting a card. But, there are actually three different types that are used to calculate your score. It is...
