Become A Member

Our Members Matter

At Borger Federal Credit Union, our members matter most. We strive to have individual relationships with all of our members, providing the most insight, education and strongest relationships in the Panhandle. We’ve served our community for over 50 years and as a Credit Union that is owned by you, we are able to offer lower rates on loans, and provide valuable insight and services to support you in making the best financial decisions.

  • MOTIVATED STAFF
  • FINANCIAL STABILITY
  • PERSONALIZED SERVICES
  • FINANCIAL PLANNING & EDUCATION
  • COMMUNITY INVOLVEMENT

How Your Membership Matters

Each member is an owner of the credit union, and has one vote in electing board members. Board members are volunteers, so do not receive compensation for their service.

Credit unions are local and are organized to serve the interests of its membership. Credit unions are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. We focus on consumer loans and member savings, as well as services needed by the membership. Credit unions cooperate with other credit unions and share resources to bring convenience and savings to its members. In the entire history of U.S. credit unions, taxpayer funds have never been used to bail out a credit union.

Credit union deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a branch of the federal government, which is backed by the “full faith and credit” of the U.S. government.


Hutchinson, Gray and Carson counties are eligible for membership.

  • EMPLOYEES OF ALL BUSINESS IN THE FOLLOWING CITIES:
  • Borger, Stinnett, Fritch, Sanford, Panhandle, White Deer, Skellytown, Groom, Pampa, Lefors and McLean
  • ANYONE LIVING, WORKING, ATTENDING CHURCH OR SCHOOL WITHIN OUR AREA
  • ANY BLOOD/LEGAL RELATIVE OF A CREDIT UNION MEMBER
  • SPOUSES OF ELIGIBLE PERSONS WHO DIED WHILE IN THE FIELD OF MEMBERSHIP

Member Qualifications

We want to grow our family

If you live, work, worship or attend school within Hutchinson, Carson or Gray Counties you are eligible for membership. Becoming a member is easy and we welcome everyone! We want to grow our family through your family, so if you are interested in membership call us today!

Apply Today